# Terms of Service

Effective Date: December 15, 2024
Important Notice: This platform is for educational purposes only. We do not provide investment advice or recommendations. All content is for informational and educational use only.

## 1. Acceptance of Terms

By accessing and using this AI Stock Education Platform ("Platform"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

## 2. Educational Purpose

This Platform is designed exclusively for educational purposes. All content, analysis, and materials provided are intended to help users learn about stock market concepts, financial analysis techniques, and investment principles. Nothing on this Platform constitutes investment advice, financial advice, or recommendations to buy or sell any securities.

## 3. No Investment Advice

We explicitly disclaim any responsibility for providing investment advice. All information is provided "as is" for educational purposes only. Users should not rely on any information provided as a substitute for professional financial advice from a qualified financial advisor.

## 4. User Responsibilities

As a user of this Platform, you agree to:

- Use the Platform solely for educational purposes
- Not rely on the content for investment decisions
- Understand that all investments carry risk
- Consult with qualified financial professionals before making investment decisions
- Not violate any applicable laws or regulations
- Respect intellectual property rights

## 5. Content Disclaimer

All content on this Platform, including but not limited to text, graphics, images, and other material, is provided for educational purposes only. We make no representations or warranties about the accuracy, completeness, or timeliness of the content.

## 6. Risk Acknowledgment

You acknowledge and understand that:

- All investments involve risk and you may lose money
- Past performance does not guarantee future results
- Market conditions can change rapidly
- No analysis or educational content can eliminate investment risk

## 7. Limitation of Liability

In no event shall the Platform, its operators, or contributors be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Platform or any content therein.

## 8. Privacy and Data

Your privacy is important to us. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your information.

## 9. Intellectual Property

All content on this Platform is protected by copyright and other intellectual property laws. You may use the content for personal educational purposes only and may not redistribute, reproduce, or use it for commercial purposes without explicit permission.

## 10. Third-Party Links

This Platform may contain links to third-party websites for educational purposes. We are not responsible for the content or practices of these external sites.

## 11. Modifications

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the Platform constitutes acceptance of any modifications.

## 12. Termination

We may terminate or suspend your access to the Platform at any time, without prior notice, for any reason, including breach of these Terms of Service.

## 13. Governing Law

These Terms of Service shall be governed by and construed in accordance with applicable laws. Any disputes arising from these terms or your use of the Platform shall be subject to the exclusive jurisdiction of the appropriate courts.

## 14. Contact Information

If you have any questions about these Terms of Service, please contact us through the appropriate channels provided on our Platform.

Final Reminder: This Platform is for educational purposes only. Always consult with qualified financial professionals before making any investment decisions. All investments carry risk and you may lose money.
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